Product Manager in Seattle, WA — Money Diary

Occupation: Product manager
Industry: Technology
Age: 26
Location: Seattle, WA
Salary: $134,000 plus $22,000 cash bonus (plus $20,000 of vested shares)
Net value : $412,069.85 (HYSA: $13,608.59, brokerage accounts: $29,560.30, 401(k): $173,900.96, home value: $658,000, less mortgage: 463 $000)
Debt: $463,000 (mortgage)
Paycheck amount (2x/month): $4,116.42
Pronouns: She she

Monthly expenses
Mortgage: $2,472.26 (This is my monthly mortgage payment on a two-bedroom, two-bathroom condo that I purchased last year. I live with my friend, D., who is paying $800 in rent each month, which I apply to the mortgage.)
HOA: $516
The Internet: $48
Gas & Electricity: $120 to $150 (winter), $65 to $85 (spring/summer)
iCloud Storage: $0.99
Cove Security Monitoring: $16.48
Call: $0 (On my parent’s family plan)
Car insurance: $99
Apple Music: $11
New York Times: $0 (subscription per job)
Amazon Prime Video: $0 (I’m using my roommate’s account.)
Hulu: $0 (My boyfriend pays.)
Netflix: $0 (My boyfriend pays.)
Disney+: $0 (My boyfriend’s family pays.)
HBO Max: $0 (My boyfriend’s family pays.)
Savings: $2,300 to $2,600
401(k): $1,674.58 (My employer matches 50%, so I contribute the maximum and when I reach it for the year, it stops being deducted from my salary.)
Employee Stock Purchase Plan: $1,004.76

Michael J. Chiaramonte